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Underwriting Documents

Our Geneva Fi Home Team


Underwriting Documents 


Kim Celeste DE/SAR

Underwriting Manager



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Cindy Hunter  DE/SAR

Started in the mortgage business in 1998 as a processor.  Started underwriting in 2002 when I received my DE.  Originally from Austin Texas..  Moved to Las Vegas in 1979 to 1983.  Moved back in 1992.   Have both DE and VA designations. Was team  lead for Greystone

Financial and Geneva Financial.  Became Underwriting Manager in 2017 for Geneva.  Have received Underwriter of the Year for 2016 and 2017 with Geneva Financial.  Have work for Ryland Homes, Wells Fargo, Chase, Greystone Financial and Network Funding.  Hobbies are training horses and  horseback riding  as well as  traveling and football.  Participated in the  High School Rodeo circuit and elected  Rodeo Queen and placed as 3rd Runner up for Miss Helldarado in Las Vegas.   Have been married for 24 years to my husband Rick and have 2 grandchildren.



Lorraine Giron SAR/DE

Lorraine has been an Underwriter with Geneva Financial since May 2014 and comes with over 10 years’ experience.  She started her underwriting career with USAA Federal Saving Bank specializing VA mortgage loans and has also worked with Chase and Wells Fargo and currently underwrites VA, FHA, and conventional loans.  She prides herself in providing excellent customer service to our loan officers and processors and firmly believes in working as a team

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Sheila Ross  DE/SAR

I have been in the mortgage industry for a long time and love what I do as an Underwriter!

Being able to make a loan work and getting someone approved for a home loan is very satisfying for me.

I grew up in the South and when I am not working, I love spending time with my large family.

I also love cooking, reading and taking road trips.   



Barbara Stevens  DE/SAR

Forty years in all phases of Mortgage Lending from receptionist to running companies.  Love Underwriting the best, making decisions, giving direction to Processors and Loan Officers.  Helping make the dream of home ownership come true.

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Shelly Regis DE

Shelly’s residential mortgage career began in 1999 as a Loan Assistant and progressed to Senior Processor, Closer, Shipper, Closing Team Lead and DE Underwriter. This broad experience has helped to shape and grow her mortgage operations knowledge in customer service, Conventional, FHA, VA, HFA and Construction Perm loan programs. She loves helping others and is a board member of Trinity New Hope, LLC, an affordable housing project in Idaho. She enjoys spending time with her personal hero, USAF career veteran husband of over 30 years, 2 Sons, 2 Daughter-in-laws, and 4 beautiful Grand Children.

Shelly loves the outdoors, trains and raises Quarter Horses, competes in equestrian drill team and dog agility with her crazy Boxer, Kaz. 



Dora Fike  DE

Have Been in the Mortgage Industry for over 34 years.

Was born In Yuma Arizona and at 21 years old Moved to Southern California.

Lived in Orange County for 12 years and San Diego for 16 years, moved to Chandler, Az in 2005.

Started in this business as a Bank Teller and worked my way up to Running A Home Improvement Division within 5 years.

For a Major Savings and was promoted to Assist Vice-president of that Division, for 10 years. I have also been Underwriting Manager for 2 major Mortgage bankers.

In my off time I enjoy spending Time with my 2 dogs and working in my garden and watching Old Movies.

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Debbie Ferugia  DE

Debbie Ferugia is a Senior FHA Endorsed Underwriter, with over 25 years in the mortgage industry.   Debbie stated her career in mortgage processing for a major savings and loan when fist moving to South Florida from New York.  Over the years she quickly was promoted to Underwriting and received her Direct Endorsement when the program was first offered  to mortgage lenders.  Throughout her career she has Managed Mortgage Operations, which included processing, underwriting, closing and post- closing.   In 1998 she formed her own consulting company and worked in a consulting bases  when not underwriting full time.  Consulting positions included post- closing reviews for the Department of Housing and Urban Development  She also assisted  lenders in acquiring their FHA, FNMA and Freddie Lending Approvals with  the agencies.

When not working Debbie enjoys traveling the world, along with a love for cooking.

Debbie  Ferugia resides in Fort Lauderdale , Florida 



Liana Jimenez, DE

I started in the mortgage industry in 1983.  By 1991 I became the processing supervisor of the Government Lending Division for Chase Federal Bank and have been underwriting since 1996 when I received my DE.  In addition to conventional and VA loans, I have extensive experience with FHA as having helped three different companies become FHA Approved Lenders, the most recent of which was All In One Mortgage Lenders.  I have worked with All In One Mortgage Lenders since 2008 and am now thrilled we are part of the Geneva Financial team.

Originally from New York City, I moved to Miami, Florida as a child and have lived here ever since. 

My passion for helping the needy in my community has led me to become a board member of the Msgr. Bryan O Walsh Columbiettes through which we serve several organizations including the South Dade Pregnancy Center, the Miami Rescue Mission and Dr. Moises Simper’s Ventilation Assisted Children’s Center.  I enjoy my down time by reading, traveling and spending time with my husband and five children.