They are not the first, or the last.


From regulation to a massive consolidation of the mortgage industry, we will discuss what we are going to do. In a few years we WILL reflect back on this time and complain about our business environment, or be proud of doing our part to have proactively created our own reality.


The regulation that we live with today is a product of, most in our industry doing nothing when the lawmakers they voted into office, implement Loan Officer Compensation laws, TRID, Appraisal independence, etc. Builders continue to steer business. Our competitors continue to pay to play (i.e. MSAs). Most sit back and complain; but do nothing. Are we still OK with being passive?


Lets talk about as a Company, do we want to be sheep, or create our own future. Or at least try to.

justin brown